This document is intended to be utilized by participating customers and distributors that desire additional information about how altering their shopping activities can produce a source of revenue.
Customers benefit personally from receiving a 20% RV Bonus on certain grocery items obtained during the checkout procedure. Our mission is to help members overcome the harmful results of inflation by putting cash back into the hands of the participants using our Smart Receipts Program. The Program compensates customers who go shopping and provide Smart Shopping Receipts to their MD.
Distributors benefit personally from commissions earned as Value Certificates are redeemed. Distributors benefit additionally by recruiting others creating a commission-based incentive structure. The Dollar Stretcher Program compensates distributors with 25% Redemption Value (RV) cash back from the redeemed Value Certificates. Distributors may also receive the 20% RV from the Smart Receipts Program. Distributors may receive additional compensation by advertising and enrolling other distributors. ValQuest Ads uses a Unilevel Compensation Plan to calculate Distributors
ValQuest Ads provides zero-cost, performance-based advertising for participating businesses.
Businesses benefit from:There are five main questions to consider when offered an opportunity.
ValQuest Ads is beginning its Membership Drive October 1, 2026. We have waived the Annual Distributor Fee during the first year. ValQuest Ads agenda is to offset the harmful effects of inflation. Its idea is designed to have a net zero cost while producing an income. The compensation plan was designed to increase a person’s income by creating the opportunity for participants to earn commissions, subject to individual activity and performance.
The products chosen for the participants to purchase can be obtained from food companies like pizza establishments, fast food businesses, full-service restaurants, and grocery stores. We are therefore introducing the following Donation Program to recruit members and raise the funds necessary to proceed. I named it The Ten-Dollar Donation Program. The Ten-Dollar Donation Program makes it easy for members to add new participants because of the low cost to get started. The funds will benefit Dynamic LifeWorks Inc., our 501(c)(3) non-profit charity. Dynamic LifeWorks Inc. provides funding to non-kill shelters and sanctuaries for food, shelter, and medical care for rescued and abandoned family pets.
ValQuest Ads distinguishes itself with several unique features:
These concepts emphasize mutual assistance and leverage income through organizational growth rather than traditional wage earning, contrasting "Addition Dollars" with "Multiplied Dollars" approaches to income.
The Smart Loan is a short-term working capital loan used by participants to fund their involvement. It is repaid through inventory liquidation and underpins the issuance of Value Certificates, which are redeemable for discounts at authorized centers. A Self-Liquidating Loan (SLL) is a private financial transaction between two participants that will not be repaid until a list of specific criteria is satisfied. The self-liquidating loan proceeds can be utilized in a business venture to acquire start-up capital and to fund normal business activities like purchasing inventory. It is a short-term working capital loan that is repaid from the liquidation of inventories. Early in the twentieth century, commercial banks made only short-term loans, and self-liquidating loans were a common variety.
Value Certificates are vouchers issued by ValQuest Ads to track and control advertising campaign costs, identify customers to merchants, verify discount entitlements, and facilitate commissions. Customers can redeem Value Certificates at participating businesses, or with the issuing Marketing Directors, and earn a 20% cash back from the Smart Shopping Receipt Program. Distributors participate by providing a Self-Liquidating Loan (referred to as a Smart Loan), receive Value Certificates equivalent to their loan amount, and earn commissions through multiple methods including the Alpha Personal Commission (APC) and organization-based commissions.
ValQuest Ads created the ValQuest Value Certificate as a tool that can be used to track and control the cost of an advertising campaign. There are four main reasons we use Value Certificates during an advertising campaign. They are to identify a person to a participating merchant’s business, to verify that the person is entitled to a discount on the merchant’s products and/or services, to track the effectiveness of an advertising campaign, and to provide a way for our distributors to earn commissions.
The Smart Shopping Receipt payment is 20% of the Redemption Value. A Distributor must have a monthly personal minimum Self-Liquidating Loan Volume of $125.00 to receive the Smart Shopping Receipt commission. The Commission ABDO Statement (Alpha, Beta, Delta, Omega) will also include a posting of the Smart Shopping Receipt due to the Distributor. The Statement and the Smart Shopping Receipt will be included with the issuance of the commission check and statement.
Distributors must acquire at least ten customers who are not distributors, complying with Federal Trade Commission regulations. MDs issue Value Certificates to their customers. Distributor customer sales must be documented with retail sales receipts and monthly reports.
The Federal Trade Commission and other Government Agencies are responsible for regulating the direct sales industry within the United States. The court system has enacted a law the requires each distributor in the direct sales industry to acquire ten customers. A customer may be defined as a person who is not a distributor.
Value Certificates are issued to Distributors that participate in the Company’s Self-Liquidating Loan Program. ValQuest Ads does not sell Value Certificates to customers; however, Distributors may sell Value Certificates to their customers. The Company issues the Value Certificates to Distributors and then encourages them to provide the Value Certificates to their customers.
ValQuest Ads Inc. does not pay a commission on the ValQuest Value Certificate sales. Instead, the Company pays commissions on the success of a merchant’s advertising campaign. One of the ways the success of an advertising campaign is determined is by the number of ValQuest Value Certificates redeemed at the Authorized Redemption Centers and/or at ValQuest Ads. This redemption process determines the Redemption Value number (RV). One of the Distributor’s responsibilities is to advertise and guide customers to the act of redeeming Value Certificates at the Authorized Redemption Centers.
1 The "ten-customer rule" is a core component of the 1979FTC v. Amway decision.
The Business Plan is designed to have distributors sell Value Certificates to their customers. The customers go shopping for grocery items priced below what they paid for Value Certificates. The value will be realized by the customer as the ValQuest Value Certificates are redeemed and the products are received.
ValQuest Ads operates as a person-to-person Multi Generation Marketing advertising company that sponsors zero-cost advertising campaigns for businesses and rewards distributors through commissions and cash-back incentives. The company’s mission includes fighting inflation by returning cash to participants through the Dollar Stretcher Program. These certificates allow distributors to begin to earn 25% RV cashback when redeeming Value Certificates.
ValQuest Ads contracts with various businesses to accept part of the payment due from distributors in a type of voucher named the ValQuest Value Certificate. Distributors that redeem ValQuest Value Certificates at a participating Authorized Redemption Center (ARC) businesses or at ValQuest Ads will receive cash back. The money earned by the distributor may help them fight the harmful effects of inflation.
ValQuest Ads is creating a vendor network that provides discounts to our membership on products and services. Our Company issues Value Certificates to the membership, which serve as a type of voucher. Value Certificates are redeemable at our Authorized Redemption Centers or at ValQuest Ads. Value Certificates are used to identify and verify the eligibility of an individual for a discount. Distributors benefit from commissions earned personally when Value Certificates are redeemed and additionally by recruiting others creating a commission-based incentive structure.
The following information contains a financial opportunity that has been created and structured by ValQuest Ads Inc. ValQuest Ads Inc. is a person-to-person word-of-mouth Multi-Generation Marketing (MGM) advertising company. ValQuest Ads Inc. has developed a triple win business plan. Our goals are to provide value in the marketplace for our customers, an income opportunity for our distributors, and zero-cost advertising for businesses. After sponsoring a business, it conducts Zero-Cost Advertising Campaigns for that business. It then calculates commissions to our participating distributors for promoting and shopping at that business. The triple-win business plan provides a win for our customers, a win for our distributors, and a win for our merchants.
The company has an anti-inflation agenda. Our mission is to fight the harmful effects of inflation by putting cash back into the hands of the participants using our Dollar Stretcher Program. A key component of our plan is to provide our distributors with a way to overcome the harmful effects of inflation by providing cash back to them through their personal shopping activities. The real solution to inflation is to provide an alternative method of payment that contains added value. ValQuest Ads Value Certificates and the Unilevel compensation plan provide that added value.
To understand the meaning of value, let me compare price with value. Price is what a person pays: Price is a dollar amount; Value is what a person gets: Value is the relative worth or desirability of something to a person. Desirability means a person is willing to exchange their money for the item of value.
ValQuest Ads negotiates with sponsored businesses to arrive at an agreed upon discount percentage number that will be offered to our members. The discount percentage represents the amount of the Value Certificates that may be redeemed.When a distributor goes shopping and buys products utilizing the ValQuest Ads Business Plan concepts they will redeem Value Certificates.They will receive their products and be entitled to a cash back commission calculated upon the RV number and amount of the Value Certificates redeemed.
The ValQuest Ads Compensation Plan contains five main methods of earning a commission.The first method is called the Alpha Personal Commission (APC). All Distributors that participate in an advertising campaign will receive the APC. The compensation plan contains four other main ways to earn an income. Three of the methods are earned by participating in the program and building an organization. The remaining method is by using the Smart Receipt Program.
There are two basic ways to earn and save money, The Hard Way and the Easy Way. The Hard Way occurs when a person is trying to do it alone. This seldom works out. The Easy Way is characterized by individuals receiving assistance from others. This business model is based on mutual assistance—by helping you, others also benefit themselves.
The Easy Way might be an incredible way to raise money for a just and appropriate program. We are raising funds for Dynamic Life Works, our 501(c)(3) charity organization. We have designed and created a financial opportunity whereby every participant will earn a check.
A member can enroll into ValQuest Ads after participating in the Ten-Dollar Donation Program. A member can begin with a Smart Loan and start to earn commissions.
Remember a participating member has already enrolled the necessary participants during the Ten-Dollar Donation Program. The Ten-Dollar Donation Program is a great idea before enrolling into the Smart Loan Program. The active participants may begin to earn a commission after the ValQuest Ads enrollment process is completed.
A member can enroll into ValQuest Ads after participating in the Ten-Dollar Donation Program. A distributor can begin with a Smart Loan and start to earn commissions.
Remember a participating member has already enrolled the necessary participants during the Ten-Dollar Donation Program. The Ten-Dollar Donation Program is a great idea before enrolling into the Smart Loan Program. The active participants may begin to earn a commission after the ValQuest Ads enrollment process is completed.
The compensation charts demonstrate potential income growth based on the number of enrolled members and loan amounts, with a full 5x3 Beta Matrix yielding substantial commissions relative to the Smart Loan size.
The ValQuest Ads Compensation Plan contains five main methods of earning a commission. The first method is called the Alpha Personal Commission (APC). Distributors that participate in an advertising campaign will all receive the APC. The remaining main methods are earned by participating in the Smart Receipts Program and building an organization. The following charts and examples address the Smart Loan Compensation Plan.
| Generation | Redemption Value | Percentage | Income |
|---|---|---|---|
| 0 | 100 | 25 | 25.00 |
| Generation | MD’s | AU | Percent | RV | Income |
|---|---|---|---|---|---|
| 1 | 5 | 125 | 2.5 | 100 | 12.50 |
| 2 | 25 | 125 | 2.5 | 100 | 62.50 |
| 3 | 125 | 125 | 20.0 | 100 | 2,500.00 |
1. A Distributor must have a minimum of one participating Distributor enrolled on Generation-One to receive the Beta Organization Commission from Generation-One.
2. A Distributor must have a minimum of two participating Distributors enrolled on Generation-One to receive the Beta Organization Commission from Generation-Two.
3. A Distributor must have a minimum of three participating Distributors enrolled on Generation-One to receive the Beta Organization Commission from Generation-Three.
4. A Distributor will receive the BOC up to their personal RV volume from their organization.
The enrolling Marketing Director of the new business owner is entitled to receive a Delta Fast Start Bonus generated by the new business owner. The Delta Fast Start Bonus is paid to the enroller for two months beginning on the first SLL participation date by a new distributor. It rewards the enrollers for their time spent personally training and helping a new business owner enrolled in their organization. The Delta Fast Start Bonus data is displayed in the following chart.
| AU | VC | RV | Percent | Commission | Smart Receipt |
|---|---|---|---|---|---|
| 125 | 125 | 100 | 25 | 25 | 20.00 |
The Omega Direct Commission (ODC) begins after the Delta Fast Start Bonus time has ended. The ODC compensation is paid to a participating Distributor on nine generations that are contained within the enroller’s organization.
| Gen | MD’s | Smart Loan | RV | Percent | Income Each | Income |
|---|---|---|---|---|---|---|
| 1 | 5 | 125 | 100 | 1 | 1.00 | 5.00 |
| 2 | 25 | 125 | 100 | 3 | 3.00 | |
| 3 | 125 | 125 | 100 | 3 | 3.00 | |
| 4 | 625 | 125 | 100 | 3 | 3.00 | |
| 5 | 3,125 | 125 | 100 | 3 | 3.00 | |
| 6 | 15,625 | 125 | 100 | 3 | 3.00 | |
| 7 | 78,125 | 125 | 100 | 3 | 3.00 | |
| 8 | 390,625 | 125 | 100 | 3 | 3.00 | |
| 9 | 1,953,125 | 125 | 100 | 3 | 3.00 |
The charts and examples utilized within this business plan document are used for demonstration purposes only and in no way imply that a participant will earn a particular income. The charts and examples are for training purposes only and do not represent actual income earned by participants. The participant must understand that the company does not guarantee the success of the participant’s business, or the income, if any, that he/she might earn. The participant must understand that the success of the participant will depend on his/her own efforts, skills, and productivity.
Any earnings portrayed in any ValQuest Ads marketing materials are not necessarily representative of the income, if any, that a ValQuest Ads Marketing Director can or will earn through his or her participation in the Compensation Plan. All references to income, implied or stated, throughout the Compensation Plan are for illustrative purposes only. These figures should not be considered as guarantees or projections of your actual earnings or profits. ValQuest Ads does NOT guarantee any level of income or earnings to any Marketing Director; any representation or guarantee of earnings would be misleading.
A Distributor is a traditional term utilized to indicate a person has completed and filed a Distributor Application and Agreement. All Titled people are Distributors that have become active at some level, such as making a sale or redeeming Value Certificates. We have named the Distributors Marketing Directors.
The document provides examples illustrating the value received by customers using cash, cash-back credit cards, and Value Certificates, highlighting the superior 25% cash-back benefit of the latter. Distributor titles range from Marketing Director to Platinum Diamond Marketing Director, based on personal monthly sales volume, number of personally enrolled active distributors, and organization group volume.
The average person uses the Addition Dollars method to earn a paycheck. They trade an hour of their time for an hourly wage. They receive their paycheck, which typically takes 40 hours to earn, and then they pay the bills. Usually, most of the money is gone in several hours. This activity results in a big problem when trying to get ahead. Add inflation to the equation and it becomes even more difficult.
There is a better way to earn an income. It is called Multiplied Dollars. This method invites a person to increase their fortune by personally participating in the ValQuest Ads MGM Business Plan and then empower other people to do the same thing. The Plan requires a person to loan a small amount of money to a business. The loan is technically known as a Self-Liquidating Loan and is also referred to as a Smart Loan. ValQuest Ads will increase the Potential Value of the Smart Loan by issuing the participant Value Certificates.
In the early days of America’s history silver and gold were accepted as the preferred method of payment for goods and services. It was an unsuitable system for payment in its raw form. Banks took in the metals and set up accounts for the amount deposited. They then issued Silver and Gold Paper Certificates to the person for the deposited amount. The system became popular and soon became accepted as the preferred method of payment. The modern Notes we call money contain no metal deposits. The Notes are backed up by the good will of the people and trust in the financial system. By contrast the issued Value Certificates are backed up by the deposited Smart Loan Notes.
