Self-Liquidating Loan Program

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Self-Liquidating Loan Program

What is a Self-Liquidating Loan?



A Self-Liquidating Loan (SLL) is a private financial transaction between two participants that will not be repaid until a list of specific criteria is satisfied. The self-liquidating loan proceeds can be utilized in a business venture to acquire start-up capital and to fund normal business activities like purchasing inventory. It is a short-term working capital loan that is repaid from the liquidation of inventories. Early in the twentieth century, commercial banks made only short-term loans, and self-liquidating loans were a common variety.


ValQuest Ads Inc. has decided to fund the business utilizing two Self-Liquidating Loan Programs. The two methods of funding are the AMF Self-Liquidating Loan Program and the PV Self-Liquidating Loan Program. The Annual Membership Fee Self-Liquidating Loan (AMF SLL) provides funding for the Alpha Personal Commission and for the Beta Organization Commission.


After paying the Annual Membership Fee (AMF) by filing the AMF-SLL Agreement, the member may receive more Value Certificates by loaning a small amount of money to ValQuest Ads using the PV-SLL Agreement Program.


Value Certificates are created in the amount of the SLL and are placed into a Value Certificate (VC) account. The VC Account will increase the Potential Value of the business. The delivery of Value Certificates to Members will liquidate the AMF-SLL and the PV-SLL. Value Certificates are one of ValQuest Ads inventory items.


The total amount of the PV Self-Liquidating Loan (SLL) is converted into Advertising Units (AU). AU’s are the smallest unit of measurement utilized to determine the size and scope of an advertising campaign. A percentage of the AU’s are used to calculate a member’s bonus and commission checks.


The Alpha Personal Commission (APC) is funded from the Alpha Account. All participating Members will be compensated from the Alpha Account. As they add new participating members to their organization, they will also be compensated from the Beta Account. ValQuest Ads compensates our Members and Distributors for supporting our Authorized Redemption Centers (ARC) as they redeem the Value Certificates.


ValQuest Ads will increase the Potential Value of the Self-Liquidating Loans by creating an inventory of Value Certificates. ValQuest Ads will reward the participants with the repayment of the AMF-SLL with Value Certificates and an Alpha Personal Commission check. The Value Certificates can be redeemed as a percentage of the cost of goods and services at our Authorized Redemption Centers.



PV-SLL Program Rules and Regulations 


  1. There are six PV Self-Liquidating Loan (SLL) categories.
  2. A Member may select their PV-SLL category.
  3. A Member may only collect bonuses and commissions up to their PV-SLL category amount from their organization.
  4. Members may increase their original PV-SLL amount during a monthly advertising campaign.
  5. A Member must have a minimum of one Qualified Member enrolled on Generation-One to receive the BOC from Generation-One.
  6. A Member must have a minimum of two Qualified Member enrolled on Generation-One to receive the BOC from Generation-Two.
  7. A Member must have a minimum of three Qualified Member enrolled on Generation-One to receive the BOC from Generation-Three.

Category AU
1   50
2 100
3 200
4 300
5 400
6 500